Zopa - People are better than Banks!

www.zopa.com

Zopa is the first lending and borrowing exchange. It puts people who want to lend in touch with credit-worthy people who want to borrow. And because there’s no middleman, both get a great deal. Zopa launched in the UK in March 2005. Zopa has a superior regulatory model to banks (no regulatory capital) and a superior credit model. Zopa is a big, disruptive play, successfully underway in the UK and gearing up for a US launch.